Market insights · last updated Nov 2026
Thirteen articles, last updated Nov 2026, cover rates, the Tucson metro, Catalina Foothills sub-areas, Oro Valley vs. Marana, buyer agreements, insurance, Pima County tax, seller closing costs, inherited homes, down payment help, the BINSR for buyers and sellers, and the 2027 loan limit. Every figure stays next to the date and the source it came from. This site does not fill a gap with an estimated number.
Data as of Oct 29, 2026 for rates; October 2026 for the Tucson metro median
Freddie Mac's 30-year fixed averaged 7.24% on Oct 29, 2026. Here is what that does to a payment on the Tucson metro median, with the math shown.
Data as of October 2026 (Long Realty pull on Nov 2, 2026)
October 2026 MLSSAZ figures via Long Realty: median sale $354,900, 61 average days on market, and 5.4 months of inventory. Above $500,000, supply is higher.
Data as of NAR rules in effect since Aug 17, 2024; Arizona contract notes published May 11, 2026
Since Aug 17, 2024, a written buyer agreement comes before a tour. Arizona's February 2026 resale contract changed how concessions and broker compensation are written down.
Data as of Sep 21, 2026 (Arizona Daily Star) and Jul 9, 2026 (LendingTree)
Arizona Daily Star, Sep 21, 2026: average premium $2,225 versus average property tax $1,950. Why that belongs in the inspection period.
Data as of Assessor calendar accessed Nov 2, 2026; 2026 notice dates from the assessor's Aug 21, 2026 post
First-half taxes were due Nov 1. If you missed the assessor appeal, Arizona still allows a Tax Court filing until Dec 15 of the valuation year. Tax is on Limited Property Value.
Data as of Program guides dated Apr 8, 2026 and Jun 11, 2026
Arizona is Home, in the April 8, 2026 administrator guide: $15,000 as a 30-year forgivable second mortgage. Pima-Tucson Homebuyer's Solution is a different program.
Data as of AAR materials from 2022 and 2023, February 2026 contract sample, and a Oct 28, 2026 walkthrough of the 5-day windows
The AAR resale contract defaults to 10 calendar days. Holidays do not extend them. The seller has 5 days to answer a BINSR, and the buyer has 5 days after that.
Data as of Nov 2, 2026
FHFA's 2026 one-unit baseline is $832,750. As of Nov 2, 2026, FHFA had not announced the 2027 figure. Three published estimates are not the limit.
Data as of October 2026 and the 90 days ending Oct 31, 2026 (MLS, Flexmls); actives as of Nov 2, 2026
Catalina Foothills (85718/85750) sold at a median $805,000 in Oct 2026. 90-day medians by corridor ran $650,000 to $928,000. MLS data, dated.
Data as of October 2026 and the 90 days ending Oct 31, 2026 (MLS, Flexmls); actives as of Nov 1, 2026
Oct 2026: Oro Valley median $545,000 at 52 days on market; Marana $465,000 at 34 days. Supply, new builds, taxes and HOA side by side.
Data as of statutes and fee pages checked Nov 2026; First American Title Arizona chart
Arizona has no transfer tax and Pima County records for $30. Who customarily pays title, escrow, HOA and commissions when you sell in Tucson.
Sources: A.R.S. and Pima County court pages, checked Nov 2026
Selling an inherited home in Pima County: beneficiary deed, the $300,000 affidavit of succession, or probate. Which path applies and what comes first.
Data as of AAR Residential Resale Purchase Contract Rev. 02/2026, AAR notes from 2022 and 2023, and October 2026 MLS figures
Arizona sellers have 5 days to answer a BINSR: repair, credit, or decline each item. Receipts rules under the AAR contract, Rev. 02/2026.
